Does American Express Offer Credit Cards for Consumers with Non Perfect Credit Scores
Amex does have some cards that accept applicants with non perfect credit score. One such card is the Amex Everyday credit card. To get approved for the Amex Everyday, credit card you need to have a credit score in between 630 – 676. Amex Everyday credit card is the card with the best rewards program that does not charge an annual fee. Amex Everyday credit card allows you to earn 2x points on per dollar spent when you shop at a US based supermarket for up to a spending limit of $6,000 per year.
You can earn 2x points on per dollar spent when you book a flight ticket from Amex Travel. Charging your card 20 times in each billing period entitles you to receive a 20% bonus. Spending $1,000 in the first 3 months on your Amex Everyday credit card allows you to receive 10,000 membership points. Amex Everyday credit card comes with a 12 months zero percentage introductory promo.
Amex Everyday Preferred Credit Card has a credit score requirement in between 674 – 709. With Amex Everyday Preferred card, you can earn 3x points at the supermarket and 2x points at a local gas station for up to $6,000 per year. All other purchases will reward you with 1x point on per dollar spent. If you make more than 30 purchases in a billing period, they will give you 50% extra points.
The Gold Delta Skymiles by American Express will accept applicants with a credit score of 624 – 675. Gold Delta Skymiles features 2x miles per dollar spent on Delta purchases. All other purchases will earn you 1x mile per dollar spent and the miles can be redeemed on 15 airlines. The first $1,000 you spent on the card will earn you a 30,000 bonus miles. You can get a statement credit worth $50 if you have made at least one purchase on the card in the first 3 months. The card comes with perks such as priority boarding, first checked bag and no foreign transaction fee.
The Platinum Card would approve applicants with average credit score of 643 – 716. The Platinum Card allows you to earn 5x points on per dollar spent on airfare that is booked from the airline site or Amex Travel. Other purchases spent on the card also entitle you to earn 1x point. If you spend $5,000 within the first 3 months, you can earn a sign up bonus of 60,000 points. Every year, you get $200 credit that can be used for your airline expenses. The card offers access to over 1,000 airport lounges. You also get $200 Uber credits each year that can be used in your Uber ride. Every month, you can use $15 of the Uber credit. In December, you will get $35 Uber credit.